How to Make a Home Away from Home Without Leaving the Yard

Whether it is a She Shed or a Man Cave, wouldn’t you agree that we grown-ups deserve a space of our own? A type of home away from home without actually leaving our property? Maybe a little special place to put a do not disturb sign on the door, but still be able to keep up with the spouse and kids? I think so.

First, before putting your ideas into action, you will have to get your design plan together. Think about your likes and then what type of sanctuary would suit your tastes? Will you build this on your own, and what type of materials will you need?

There is indeed a lot to think about. However, when the finished project is done, it will all be worth the blood, sweat, and tears that you put into it. Not to mention, you will now have your own little-deserted island to wander off to when no one in your household is paying attention.

Let’s start from the outside in. Obviously, you need a foundation to build on. The quickest option would be to just build it off the ground. But you wouldn’t want that, would you? No, you need a little retreat like a spa day. Am I right? So, build your foundation with concrete. This will be the most expensive route, but you’re worth it. Another foundation that will work for your She Shed or Man Cave is a gravel bed floor.

Next, you will need to pick out the material for the frame of your shed. Do you like wooden sheds? Maybe you like stucco or brick? The point is, your shed can be made from the same material you have built your home out of. A great idea may be to make a mini house like the one your shed will sit behind. Moreover, this is your own space, so the sky is the limit.

Now, when we talk about She Sheds or Man Caves it is important to note that you can make your garage into something special as well. Granted, it may not be as separated from the house as much as a backyard shed, but it would work. The garage will often work more for the man of the house as he will be the one wanting to play with his tools and watch football. Even so, if the budget is tight, you may split a design plan in the garage that would work for both of you.

Finally, whatever plan you come up with, the most fun part will be decorating and making it comfortable for you. If you are a homebody and your family comes first, but you know you also need a little me time occasionally, then pull out your drawing board and get to work on something special for yourself. A family of everyday America usually has their daily planner tacked to the wall in the kitchen with a full schedule for mom and dad, so why not build a little you time and pencil it in?

Why renters insurance is a good idea

Do you live in a house or apartment that you don’t own? Would you like to have peace of mind knowing that your belongings are protected?  If yes, you should consider getting renters insurance. Keep reading to find out why renters insurance is a good idea.

What is renters insurance?

Renters insurance protects you in a wide variety of ways that you may not have considered before or even been aware of. It can cover theft following a break-in, fire, flood damage or other risks to the moveable items inside your home/apartment. This includes furniture, clothes, jewellery, electronics and general personal belongings.

You might think you don’t own much, but if you accidentally flood your home or a burglar takes all your favourite electronic gadgets, it can quickly add up.

Don’t get confused by different terminology, renters insurance works much the same way as home owner insurance, but is tailored to you and your belongings.

What exactly is covered?

Renters policies generally protect the contents of your home against a wide set of risks. They vary from insurer to insurer but most will insure you against common incidents like fire, lightening, break-ins and flood.

If you’re thinking of protecting the contents of your home with a renters policy. Here are some of the things that FBD Insurance cover:

  • Theft or attempted theft following a break-in
  • Public & Personal liability
  • Fire, explosion, lightning, thunderbolt, earthquake
  • Smoke damage
  • Storm or flood damage
  • Escape of water from any fixed water or heating installation or domestic appliance
  • Falling trees or parts of trees

You can find more details about a Renters Policy with FBD Insurance or apply for a quote here.

Why do I need renters insurance?

You might ask yourself whether you actually need renters insurance if your landlord already has insurance. It’s important to know that most landlords only have insurance that covers the damage to the actual residence, which means your belongings – furniture, electronics, clothes, etc. are not protected in case of fire, theft or damage – so you could be left out of pocket!

Anything else I should know?

Renters insurance is very affordable. You can get renters insurance from FBD Insurance from just 23c per day. Your actual cost will depend on how much cover you need, the type of coverage you choose, where you live, etc.

If you decide to purchase renters insurance we recommend to take photos or videos of your place and your most valuable belongings. In case something unexpected happens, you’ll have a record of everything.

So if you are renting and you want to cover the things you love contact FBD Insurance or check out their Home Insurance page for more information.